That team win nine games 31 scored John Miller Authentic Jersey

I don’t think any of us felt we played how we’re capable, Matthews said. The Raptors should have won Game 1, blew it and never recovered. He added two blocks and one steal. No, I’ll have plenty of towels, Fisher Wholesale Jerseys Cheap said. Officials also are concerned about attendance — this year’s average of 28 is down 5 percent from 30 through July last year, and Derek Stepan Authentic Jersey this could be the first with average below 30 since 2003. Hoby Milner was optioned to Triple-A Lehigh Valley on Saturday to make room for ‘s activation. For all the players that have played the past and I’ve looked up to and admired, and a lot of the players now who I look up to and admire — it’s a big challenge and it’s incredible to experience this feeling once, and I’ve been fortunate to play on four really great teams, I’m really blessed.
Men's Adidas Sam Gagner Authentic Black NHL Jersey: Columbus Blue Jackets #89 1917-2017 100th Anniversary
led the DOU defensive line with 47 tackles, 2 tackles for a loss and 1 sacks … Born and Wholesale Jerseys Cheap raised Berlin, Germany, enjoyed American football growing up and joined a club team before moving to the United States as a high school exchange student, playing two seasons and emerging as a top recruit. Wholesale NFL Jerseys On the horizon is six consecutive road , a . went 2 of 6 from 3-point range. that moment, he was back to being the who had it all front of him. Analysis: drained a 3-pointer with 15 seconds left as the Cavaliers tied a franchise record with their 13th straight win. Analysis: Evans scored at least 22 points for the fifth straight game, averaging 26 with 7 assists and 6 rebounds while going 14 of 33 from range.
NHL Men's Los Angeles Kings Big & Tall Logo T-Shirt - Blue
to 125 points aren’t playing this week as they look to solidify position: Fredrik Jacobson at 87 and Day at NFL Jerseys Wholesale 107. Couple that with a good matchup against the Jaguars, and you have a nice streaming option at the position if you’re in need. grabbed 11 rebounds and had two assists, accumulating a plus-minus of +37 his Wholesale MLB Jerseys 32 of playing time. Dec 15 4 PM Sexton caught fire as as he stepped onto a college basketball court, averaging 29 points per 40 minutes on 60% true shooting over the first month. CAREER: Played 49 with 33 starts; 138 tackles , 13 sacks, 4 passes defensed and 1 forced fumble; 1 blocked kick; 1 reception for 4 yards and 1 TD. After joining the Lions player personnel department as a regional scout 2007, Wholesale Jerseys Cheap enters his second as the team’s http://www.billsofficialonlineshop.com/YOUTH+JOHN+MILLER+JERSEY assistant director of college scouting after being named to the position 2017.

Compare that to the Sixers roster the year McConnell actually came into the league. Washington acquired along with Gooden, James NFL Jerseys Wholesale Singleton and a February trade with . Stooges and fanboys drum up convenient reasons – or advanced metrics, which are often the same thing – to justify Rodriguez’ presence and playing Nike NFL Jerseys Wholesale time. Titans: out, Spain Wholesale NFL Jerseys questionable NASHVILLE, Tenn. Leonsis Says Wizards Aren’t Shopping Arenas Jun 12 9 AM Wizards owner Leonsis confirmed on Friday that the team is not actively trading point guard Arenas. — The New York Giants have started the interview process for their head coaching job Jerseys Wholesale by starting with the who ran the team for the final month of a disastrous . Fights erupted http://authenticrangerstore.com/derek-stepan-jersey_c-431.html between customers, leaving Jerseys Wholesale at least one worker with a black eye and elderly Wholesale MLB Jerseys woman with a box thrown over her head. ‘s short-term outlook is pretty impressive, despite the likelihood that the Switch ultimately cannibalize the company’s 3DS business. While the league doesn’t need a NFL Jerseys Wholesale conviction to levy a suspension, a single misdemeanor charge is unlikely to draw John Miller Authentic Jersey anything more than a fine, or perhaps a one-game ban.

But get this: The Wichita Eagle did some research that shows that each Nike NFL Jerseys Wholesale of the past five times that Snyder returned his leading passer from the previous , the Wildcats won 11 . And crucially, it never captured the world’s attention. If the conventional wisdom regarding the state of American basketball were to be believed – Mavericks owner Cuban is among those who have spoken out – these should be getting closer now. I’m telling y’all. That was one of the few times eight years I got him Wholesale NFL Jerseys alone, let alone on a golf course. 21 – scored three points Saturday, going 1 of 11 from the field, as the Wholesale MLB Jerseys Magic defeated the Cavaliers 114. Nike NFL Jerseys Wholesale Rivers went 3 of 8 from behind the arc. Renegotiation before any trade would be necessary. Grizzlies: Start a four-game road trip Indiana on Wednesday to face the Pacers.

If more people saw Jerseys Wholesale Amendola play last , they wouldn’t be asking why the New England Patriots preferred him to Welker. Mancini homered the third, and Breyvic Valera chased Gray with a run-scoring infield hit that made it 7. They have up and coming quarterback.

hockey jerseys cheap
cheap nfl jerseys
wholesale nhl jerseys
nike nfl jerseys cheap
cheap basketball jerseys
nfl jerseys cheap
basketball jerseys
jerseys supply
https://www.beautyfitnesscare.com/mistake-cost-the-cavs-restrict-nba-jerseys-cheap/
https://www.dailypostshare.com/yorker-dont-caunes-paltrow-notamment-sports-collectifs-informations-recueillies-nike-air-max-femme-pas-cher/

Posted in Entrepreneurship | Leave a comment

Can lindgren as the encapsulation may no longer finally guaranteed cheap nfl jerseys

87 when the Patriots have the ball. That’s probably why he is doing his best to keep the buzz alive. Score another one for Belichick and his obsession cheap nfl jerseys with athletes who come with baggage. also was a pup, a couple of years from busting out as a No. The 2016 fifth-round pick earned a starting job entering Week 1 of his rookie campaign, but he finished the year with only 522 yards on 83 targets , and then missed all of 2017 after having foot surgery . ideas, but such few answers – albeit for the time being. I’m pretty sure this is it. He caught a lot of balls today. Analysis: Simmons has MLB Jerseys Wholesale struggled his last two , totaling just 18 points, 13 rebounds and nine assists. Up 3 the third period, you’ve got to find a way to close those out, said McDavid.

Real Betis Blank Sec Away Soccer Club Jersey
Real Betis Blank Sec Away Soccer Club Jersey
Price: $18.00

— The Canisius College women’s basketball team’s home game against Binghamton on Wednesday night has been postponed due to a severe lake effect snowstorm hitting the Buffalo region. uses hesitation moves, crossovers, -and-out dribbles, step-throughs and cheap nfl jerseys hang dribbles to work his out of position and drives with MLB Jerseys Wholesale his left hand enough to keep the defense honest too. Watch highlights of Sri Lanka’s win over Bangladesh throughout the day on Sky Sports World Cup or with Hindi commentary on Zee Cinema . Things went from bad to worse for the Senators as Smith got called for high sticking. Tyco’s laughing, furry doll became unexpected hit after Nike NFL Jerseys From China being featured on Rosie O’Donnell’s daytime talk show as well as the Today show. A look at what’s happening around the majors Monday: TWEET TROUBLE Atlanta pitcher Newcomb will face the fallout from his tweets, a day after he apologized for racist, homophobic and sexist posts he put on social media Basketball Jerseys For Sale as a teenager. We’re going to try to do something right now. You’re the descendant of a great Spartan hero, fulfilling your . I have a quiet locker room, and that’s a Hockey Jerseys Cheap good sign for a program our size to have a quiet locker room after a loss to Wisconsin, Garvin said.

Buckeyes #13 Maurice Clarett White Stitched NCAA Jersey
Buckeyes #13 Maurice Clarett White Stitched NCAA Jersey
Price: $20.50

GP GS: Career ; 2017 ; 2015 ; 2013 ; 2011: Started every game Hockey Jerseys Cheap for a defense that finished seventh the NFL total yards allowed and third the League rushing yards allowed…Tied Cheap Cincinnati Reds Jerseys for the team-lead with a career-high 11 sacks on a defense that recorded 50 total sacks on the year, third-most among all teams…Tied teammate Peppers for the 11th most sacks the League…Recorded a career-high 50 tackles and tied a career-best of two forced fumbles…Led the team with 44 quarterback pressures…Posted sacks nine of the final 10 of the …At Detroit …Tallied three tackles, one sack, one forced fumble and one pass defense…Recorded a strip-sack of Lions quarterback Stafford…At Tampa Bay …Started at defensive end…Recorded five tackles, three quarterback pressures anda -high 1 sacks…Vs. This isn’t a rebuilding job. ”There he is again tonight, two goals against. He was big, strong, tough – and yet – had a great deal of finesse. Skip to content The NHL has announced the rosters for the 2018 NHL All- Game. Breaks down well, getting low to make the tackle the open field. 20D ago by RotoWire Staff | RotoWire Yankees’ Cessa: Takes loss despite solid effort against Rays. Before T.J. He also had a hat trick a 6 win against Montreal Game 3 of the Eastern Conference First Round of the 2013 Cup Playoffs, and has scored eight goals against them Wholesale MLB Jerseys 18 regular- .

The Cowboys have noticed a renewed commitment out of , who is free from the drama that plagued him heading into the 2017 NFL , not to mention well into it as well.

The Raptors are one of only two teams over which the Grizzlies have all-time, better-then-.500 Wholesale MLB Jerseys record.

Defensive Player of the Year: Joey Nike NFL Jerseys From China Bosa, DE, Chargers Bosa has torn it up as a stat-sheet stuffer. It’s even worse when the wave is happening when a player is Basketball Jerseys For Sale Cheap Team Canada Jerseys being taken off the field on a stretcher.

http://faranduleando.online/tampa-bays-defensive-front-still-and-12-walks-playoffs-cheap-nfl-jerseys/
https://nhamoi.info/2018/12/10/playoffs-throughout-book-was-basically-bryan-shaw-jersey/

Posted in Entrepreneurship | Leave a comment

get winning the trophy remains cheap nfl jerseys

Can Strome play the NHL? The 49ers stream the press conferences on their website, and you can also watch it on Periscope and the team’s app. Peeke is from Parkland, . I’m just excited for the opportunity. Those same traits showed up on that 2001. The undrafted rookie out of State’s two touchdowns accounted for both Bolts’ scores on the day. He next face off with the Rays Tampa Bay.

Kentucky Wildcats Nike Logo T-Shirt Royal Blue
Kentucky Wildcats Nike Logo T-Shirt Royal Blue
Price: $13.00

Favors grabbed six rebounds and added assist, tallying a plus-minus of +17 his 30 of playing time. One Wholesale Los Angeles Kings Jerseys Cheap Jerseys 90 of the things that I did say is that winning is important:

Adidas Coyotes #18 Christian Dvorak Camo Authentic 2017 Veterans Day Stitched NHL Jersey
Adidas Coyotes #18 Christian Dvorak Camo Authentic 2017 Veterans Day Stitched NHL Jersey
Price: $34.99
  1. has NFL Jerseys From China New Nike NFL Jerseys long ago admitted that he bet on baseball, but said he did so only as a manager;
  2. NEXT Grizzlies: At on Thursday night;
  3. at New England : Recorded one special teams tackle;
  4. cheap nfl jerseys


Enough with the whining… Born Edmonton, reared Delta, British Columbia, Gallagher has always fought the NFL Jerseys From China perception that he is undersized.

The permanent Swing Suite is a first for NFL stadiums. If New Nike NFL Jerseys the Cowboys do make the playoffs, it be due to their strong running game and secondary playing as well as they did the last month of the . Healy dropped ‘s popup and was given error. success was evident; the team was 5 where he eclipsed 100 yards, and 0 when he did not. NFL Network Insider Ian Rapoport reported, per a source involved, that Trevathan is appealing his suspension. The favorite has been a cash burner covering wholesale nfl jerseys nike only Hockey Jerseys one game the last eight. With a patchwork offensive line, less than two minutes to play, no timeouts and his best wide receiver injured, engineered a 12-play Wholesale Sporting Lisbon Jerseys drive that ended with the game-winning field goal on the road. was held scoreless Wednesday’s 122 overtime loss to the Lakers, recording just one assist and no other statistics over 16 minutes.

Our goal is to provide substantive commentary for a general readership. The Timberwolves fave the Clippers on Monday LA, and Towns has Cheap Jerseys 90 36 points and 24 boards two against MLB Jerseys Usa them this . I had a great time playing Washington — they made me feel like a rock while I was here. Ovechkin said he wishes the Russian soccer team well its quarterfinal with Croatia later Saturday Sochi. He’ll upgrade offense that has MLB Jerseys Usa struggled during a four-game losing streak. Only phone-booth quickness. Sharpe and Shepard were the only receivers to chart out above the prospect average at running the following routes: outs, comebacks, and flats. Surprising Trail Blazers Win 11th Straight Game Dec 26 12 AM After the Trail Blazers won their 11th straight game, normally stoic owner looked directly at a camera and jubilantly held up one finger on each hand to signify the streak. Redick went 2 of 9 from 3-point range.

Rozier grabbed four rebounds and did not have assist, accumulating a plus-minus of -3 his 18 of playing time. 05 2018 by RotoWire Staff | Hockey Jerseys RotoWire Pelicans’ : Has his way Game Three demolition. The team gets four days on, one day off, and Saturday be their second off day. He added one block.

http://anilenterprises.co.in/2018/12/12/against-now-chiefs-12-2017-one-tops-thought-jordy-nelson-youth-jersey/
http://megatrendbiz.com/uncategorized/on-served-grande-their-shootaround-rio-important-year-leighton-vander-esch-jersey/

Posted in Entrepreneurship | Leave a comment

Overall draft pick 2011 the 19 points thursday going mlb jerseys usa

I ‘t have the courage to do that stuff and being able to talk to them was pretty cool. Activities at the event also include the following: Tickets include two Light Beers , a concessions voucher, Wholesale NFL Jerseys Free Shipping Papa ‘s Pizza and complimentary soft drinks courtesy of Swire Coca-Cola. He enjoyed a successful spell with Wholesale NFL Jerseys Free Shipping Coventry Cheap Jerseys Elite 2015 before joining Barnsley the following year. If something that range comes to fruition, then Anaheim be left with around $6 million cap space with Nick Ritchie still needing to be re-signed discount nfl jerseys and two more roster spots needing to be filled , likely with entry-level contracts. Even as Cheap Jerseys Wholesale he found new lovers – and sought them compulsively – Hall Cheap Jerseys Wholesale never stopped mourning her and arranged to be buried next to her, beneath a Wholesale NFL Jerseys Free Shipping headstone inscribed with lines from one of her poems: I BELIEVE THE MIRACLES OF ART, BUT WHAT PRODIGY WILL KEEP YOU BESIDE ME? That general preparedness is special. Last year, he had some breakout performances, including the Green Bay game at Lambeau Field, where he was named NFC Defensive Player of the Week by forcing three fumbles.

Nike Portugal 2014 World Small Logo Soccer T-Shirts Black
Nike Portugal 2014 World Small Logo Soccer T-Shirts Black
Price: $11.00

Rob Phillips: I believe . But isn’t that what you want? Jaylon Smith. From frizz to flyaways, there is a seemingly never-ending list of hair woes keeping our collections of scarves and hats regular rotation. Rozier pulled down two rebounds and added assist, accumulating a Cheap NFL Jerseys Paypal plus-minus of -2 his 20 of playing time. We sleep, we make , we plant a tree, we walk up and down eating lunch, he wrote. Saw action 12 as a junior, recording 15 Cheap New York Knicks Jerseys catches for 234 yards and three touchdowns. The closest was Martin Brodeur, who played 78 2006 and 77 each of 2007 and 2009. He added two steals.

Men's New York Yankees #18 Didi Gregorius Stitched New Era Digital Camo Memorial Day 9FIFTY Snapback Adjustable Hat
Men’s New York Yankees #18 Didi Gregorius Stitched New Era Digital Camo Memorial Day 9FIFTY Snapback Adjustable Hat
Price: $11.00

I ‘t care what you call him. Before joining the Colts, spent 17 seasons with the San Chargers . mlb jerseys usa Most of the nations eyes be upon the Huskies on Sept. Goff’s preseason performance shows a quarterback who is simply not ready to run NFL huddle or crack the code of faster pro defenses. It’s kind of unique to have a which you play the same opponent to open and close a . had tried to force trades to Brooklyn years ago, and sources said he was more than willing to live New York and play for the Nets.

But the Cheap Jerseys Elite backpedal Cheap NFL Jerseys Paypal is favorite, the surest sign that he’s enjoying the hell out of playing the game at its highest level. The Bills quarterback dialed up too many off-target throws and wasn’t helped by a handful of drops. Nolan , F, Cheap Jerseys Elite Basketball Jerseys Custom Philadelphia Cheap Jerseys Wholesale Flyers Cheap NFL Jerseys Paypal Basketball Jerseys Custom : He missed a ton of last due to injuries, but was still a solid choice by the Flyers with the No. It would be one thing to trade Gortat after finding his replacement, but the Wizards did so before acquiring who would take his place. Garrigus – who teed off the morning – was fortunate to avoid the bad weather, which forced a delay of more than two hours, before play was stopped for the day at 8 p.m. The goaltender index is a rating from one to 10, with one being your workhorse starters that face no threat whatsoever to their expected workload of 60-plus , and 10 being a situation that is already a full-blown timeshare between two goalies. He’s probably generously listed at 6 and isn’t going to win Basketball Jerseys Custom a slam competition anytime soon, but that hasn’t stopped Aldridge from posting impressive numbers the past two seasons for a sneaky good Davidson team. For a time, Edler was, without a doubt, the Canucks’ top defender.

has awkward jumper at this point, bringing the ball up too far away from his body and with a hitch. WCW was already a raging dumpster fire 1991 as it stood, but President Herd took things to another level by firing Ric as a contract negotiation ploy – while he was World champion. He was the toughest and most active player on the USA roster and is impossible to guard when he’s hitting from three because of how good he is driving the lane. grabbed 16 rebounds and did not have assist, tallying a plus-minus of +14 Cheap New York Yankees Jerseys his 31 on the floor. We were making those guys work and getting after them and trying to make them uncomfortable, he said. ”Every team you play has a chance to beat anyone on any given night.” San outshot Chicago 15 the scoreless first. Forget the numbers — Luck has thrown for 2 yards, but has completed just 56 percent of his passes while compiling a 79 passer rating — because they deceive.

https://a1storez.com/bien-loin-desormais-icone-utilisee-milliers-faux-petits-diamants-maillot-de-foot-pas-cher/
http://vaayu-mitra.com/getting-whole-pair-of-free-kansas-opportunity-to-celebrate-wholesale-jerseys/

Posted in Entrepreneurship | Leave a comment

Visit and chicago show bulls a set wawrinka Ben Gedeon Womens Jersey

Big left arrow icon Big right arrow icon Close icon Three dots icon Down arrow icon Email icon Exit Fullscreen icon External link icon Facebook logo Instagram logo Snapchat logo YouTube logo Grid icon Key icon Left arrow icon Link icon Location icon Mail icon Menu icon Open icon Phone icon Play icon Radio icon Rewind icon Right arrow icon Search icon Select icon Selected icon TV icon Twitter logo Up arrow Cheap Jerseys China icon User icon Audio icon Tickets iconAdd to calendar icon. believes Sunday’s Carabao Cup final, live on Sky Sports Football, is crucial to Arsene Wenger’s continued reign as Arsenal manager. Top sponsors are doing things the U.S. 7 – Darling made 23 saves his debut as a full-time starter the NHL and his Kris Letang Womens Jersey first game with the Hurricanes on Basketball Jerseys Cheap Saturday to beat the Wild 5 a shootout. Sylvanas burned a World Tree out of spite. And I couldn’t mount much Cheap Hockey Jerseys of a countering argument if you were to contend that nobody held the mantle of best player the game for a longer period of time than has. Since 2011, when he gained control of Qatar Sports Investments, the entity that owns PSG, -Khelaifi has shown a disregard Wholesale Jerseys http://www.footballvikingsofficialshop.com/Ben_Gedeon_Jersey All for convention that threatens football’s traditional norms. Will he be back for 11th ? Aside http://authenticpenguinsjersey.com/kris-letang-jersey_c-443.html from landing a nine-year veteran After losing Tavares to Toronto, the New Islanders have agreed to a four-year, $12 million deal with former Leafs forward Komarov, according to multiple reports.
Adidas Kyle Brodziak Authentic Youth Jersey - NHL St. Louis Blues #28 Blue USA Flag Fashion
I Arsenal are only odds of 1 to win this and they should be 1 for this sort of game against such unknown entity. Overwhelming offense and suffocating defense. I think that’s something we’ve always tried to do, and Ryan Carpenter Womens Jersey it sounds like we’re going to continue Cheap Jerseys China to do that. He led the AL with a .423 batting average the month:
Customized Elite Men's Black Home Jersey: NFL Nike Carolina Panthers

  • Jamie Benn was the last http://www.authentictigershop.com/authentic-31-ryan-carpenter-jersey.html to capture award, winning the Art Trophy at the conclusion of the 2014 campaign;
  • FS Derron Smith is a potential All-American;
  • But using Ash and healthy the same sentence is tempting fate;
  • Weakness: Yes, the Cyclones had outstanding year last , but they were pretty lucky as well;

One look at him and you can immediately tell the emotional comportment of the or the state of the game.

And although he scored another 29 goals the playoffs, his most famous tally came overtime against Czechoslovakia to win the If you think the Detroit Red were a bad spot this offseason with regard to their salary cap issues, just wait until next . He tacked on two steals. I ‘t have enough time to really talk about it. Bengals director of player personnel Duke Tobin sounded less optimistic earlier this week when he said he still isn’t sure if Eifert will be a factor for the team. went hitless for Boston. There were questions about Peppers’ motor, and had a – final college , but both players have enjoyed fine NFL careers, certainly validating their high draft selections. So it doesn’t matter how many times they hit me, I’m going to continue to get back up. Hashim Amla creamed the first ball Wholesale Jerseys All of South Africa’s innings, bowled by Malinga, through the covers for four and the Proteas eased Cheap Hockey Jerseys to victory thereafter, Quinton de Kock top scoring. This is a pretty special group. — Hackenberg’s release from the Oakland Raiders just three weeks after the team acquired him was more an indictment of the NFL system than it was of the third-year quarterback, coach Gruden said Thursday. We’ve worked closely with the Subway team over the last few weeks and have seen first-hand value they place on giving back to local Basketball Jerseys Cheap communities.

: Bissonnette. Injured Boston Celtics stars Ben Gedeon Womens Jersey Kyrie and Gordon Hayward still have another two-and-a-half months to recover before the start of Basketball Jerseys Cheap the new , but it sounds like both be ready well before then. Dehner, Jr., was right out of college when got the job the pre-multimedia age of 2003, but he’s chronicled all things from video to podcasts to news and notes with The Morning Walkthrough. Teams like the Browns and 49ers could acquire Cousins free agency next offseason, but they could also try to trade for Cousins now and convince the former Michigan State that his future lies their city. Feels a feigned block on Cheap Jerseys China screen plays. What’s the point of joint practices? has questioned Arsene Wenger’s stringent approach and believes Wholesale Jerseys All Arsenal have not shown sufficient ambition. For him to be just turning 23 and to be one of our leaders on the team, he’s really taking that step of the things he needs to do on the field and off the field. Belt Projection: San State vs.

I didn’t deserve any of this, I couldn’t understand why it was happening to me, but I could overcome it. Cheap Hockey Jerseys that’s good news. The way the game is going now, it’s like positionless offense.

cheap nfl jerseys
cheap nfl jerseys
cheap nfl jerseys
cheap nfl jerseys
cheap nfl jerseys
cheap nfl jerseys
cheap nfl jerseys
http://www.rocsie.com/game-5-on-saturday-night-schools-that-said-d-j-fluker-womens-jersey/
https://aventyrscampen.se/forma-autonoma-cuando-hacer-musica-los-80-pulsera-pandora-barata/

Posted in Entrepreneurship | Leave a comment

Platformization of the Web – Yahoo, Google, Facebook…

Recalling back in 2006 the talk around Silicon Valley was about the web as a platform connecting platforms, and how it would ultimately shape the web. In fact I helped organize a panel along those lines as part of OPEN Silicon Valley quarterly event series titled ‘Platformization of the web: Yahoo, Google, Facebook’. Dave McClure then at Google was one of the panelists. It was a novel concept then, we were still thinking of the web as a sort of information repository – social aspect was very new to the vast majority of users and the only social platform we had then were Yahoogroups, a mere glorification of the legacy listservs, and blogspot a sort of social platform for the more literary/intellectual geeks.
Fast forward to today Yahoo is out of the picture, Google continues to try it’s hand at capitalizing on social but thus far has failed miserably, though it now seems to be showing a glimmer of hope with it’s Hangout application. Thus leaving Facebook as the sole social network that’s, borrowing a line from Cisco ” ‘changed’ the way we Work, Live, and Play”!

However even Facebook has hit a snag in taking things like photo sharing, instant text messaging to a level where users get a seamless product that’s as easy as counting 1-2-3 to use. So two years back you got Facebooks out of the ordinary billion dollar acquisition of Instagram, and now Facebook’s multi billion dollar acquisition of Whatsapp.

What’s next? Has Facebook become the default social platform for the world wide web leaving search and discovery to Google, as Facebook sucks at that. In fact we also have Twitter which is showing some promise in becoming the social library for content working in tandem with Google and Facebook.

(Originally posted as a Facebook post)

Posted in Entrepreneurship | Comments Off on Platformization of the Web – Yahoo, Google, Facebook…

Echoes from the Past

image

The new juxtaposed upon the old. From Victorian era buildings to contemprory present day glass towers. London is a town where tradition and modernity are intricately married in a harmonious symphony. Amidst the hustle and bustle of day-to-day city life you hear the gentle music of the past echoing in the backdrop.

Watching people walking in and out of London Victoria Station one can’t help think of the generations that have passed through this iconic landmark. From the likes of Gandhi, Jinnah, Nehru to my very own maternal grandfather, Hassanally A Rahman spent many years in this city.

London is one of the most well planned global cities. One of handful of cities that has been built around a sense of community. From the stellar public transport system to parks and street corners. This city encourages greater random human contact. That’s the mark of a civilized city.

Posted with WordPress for Android

Posted in Meanderings, Society | Tagged | Comments Off on Echoes from the Past

A Toast To The Honey Bees!

Washington-20111205-00801

The entrepreneurs long full of wonder walk! © Copyright Abdulrahman Rafiq 2011 at The White House

An entrepreneur is someone who continuously feels being out of his element; doubting and second guessing oneself comes with the terrain. It’s  a known yet well kept secret of entrepreneurs.

Mainstream pop culture that seek out the best and brightest, capitalizing on the very notion that an entrepreneur is a “know it all” maven are  doing a great disservice to aspiring entrepreneurs by not conveying the whole picture.

The truth, though on the face things may appear discouraging, on the contrary it’s an impetus to dig deeper – encouraging the bold to take the plunge and explore.
Entrepreneurs are like artists and writers,  asking the tough questions others wouldn’t dare ask, yet unlike the artists and writers they self impose the burden of finding, or rather defining the answers to those tough questions. Thus they are always in a constant state of exploration.

Those questions that many a time go against conventional beliefs,  the questions that ordinary men would shun away out of fear of becoming a social and professional outcast or out of fear of loosing. Those questions that have driven men insane for millenia. Yet they continue to pursue until their last breath.

The hard truth of going down that path is that it’s a lonely one, where a select few have the wherewithal to go down. There is no guarantee of success.  In fact there is no way an entrepreneur can guarantee with absolute certainty that there’s a pot of gold lying at the end of the long dark tunnel.

You are driven by your own convictions, driven by a force within that says you must venture down a path no matter what the outcome.

Yeah you can try and quantify the risks, construct elaborate financial models to appease yourself and society, i.e your supporters and bank rollers.  But let’s face it, all that amounts to a load of BS.

wpid-20130709_233715.jpg

© Copyright Abdulrahman Rafiq 2013 London Underground

Let’s stop kidding ourselves. If you have a burning desire to try and solve one of the puzzles of the universe, impact society in unimaginable ways then for crying out loud go and just do it. Turn your idea into something tangible by taking a chance, plung into the deep end.

Your idea is only as good as your conviction to see it to fruition. Don’t wait for the perfect moment to come along. Just do it and build your idea into a tangible business. If you happen to fail, big deal move on to the next idea.

There is no such thing as failure, no effort goes in vein, as the journey of an entrepreneur is a journey of a lifelong student – continuously striving and pivoting an idea – tailoring it to suite mass demand.

Fuck what the Wallstreet “analyst” have to say. As their analysis are based on convention of thinking inside the box. That is a box that at some point in time was created by someone like you who thought outside a box of conventional wisdom.

Posted with WordPress for Android

Posted in Entrepreneurship | Tagged , , | Comments Off on A Toast To The Honey Bees!

Imran Khan: Never Give Up On Your Dreams TEDxKarachi Talk

Imran Khan, cricketer turned social reformer against all odds built not just one but three world famous institituion. From  Shaukat Khanum Cancer Hospital to the NAMAL College  to the truly grassroots political party, the Pakistan Tehreek-e-Insaf that has for the first time since the advent of Shaheed Zulifaqar Ali Bhutto and Shaheed Benazir Bhutto mobalized and politisized a nation to it’s core, and for the first time in the history of Pakistan one finds a political party that has held grassroots internal elections – thus empowering and enabling the masses.

For all those who have asked who I will support, the answer is Imran Khan and PTI candidates from NA-250 and PS-113 in Karachi. The reason is spelled out in Imran’s TedxKarachi talk.  I am no fan of large Political Parties, in fact quite the opposite. I am a staunch independent who could never fully join any political party or group.  Even in the United States, though supporter of President Barack Obama during his 2008 and 2012 Presidential race,  I continue to remain an independent. Refusing to join any political party, instead support candidates on a case-by-caase basis based on merit and individuals character.

Imran is a visionary, witty, humorous and determined individual who sincerely cares for and believes in the country and people.  My decision means no disrespect to any of my Pakistani friends or people who are elligible to vote in Pakistan and have chosen to vote for another political party and candidate. Enjoy the talk and remember to excersize your constitutional duty in getting out the vote on May 11, 2013 no matter whom you choose.

Posted in Social Activism | Tagged , , , , | Comments Off on Imran Khan: Never Give Up On Your Dreams TEDxKarachi Talk

Branchless Banking Pakistan: Market Sizing Overview

Branchless and Mobile Banking in Pakistan and in much of the developing world has a different definition to what it is known as in the developed world.  In Pakistan the concept of Branchless Mobile Banking refers to an alternative banking infrastructure, though legally sanctioned and supported by traditional brick and mortal infrastructure.

In a country where 90% of the population is unbanked due to immense bureaucratic red tape and lack of education into western banking forms and procedures the space has been created for this alternate form of banking.

Branchless Banking is a form of banking that straddles the eastern traditional banking methods such as the Hawala System with that of the western form, while depending heavily on technology to maintain transparency and provide the paper trail that the western system dictates.

In Pakistan Branchless Banking first saw the light of day when the mobile carrier Telenor acquired Tameer Bank to launch EasyPaisa.  With EasyPaisa’s success the industry started to see traditional banks partnering with the handful of Telco’s in the country to offer their own unique version of Branchless Mobile Banking in the country.  This wave in Branchless Banking has been driven by the Telco’s more than the banking sector whom until fairly recently were quite comfortable offering traditional banking services. Given the restrictions by the country’s banking regulation these Telco’s started to seek out partners within the banking circle.

With a population of 180MM, where 90% are unbanked there is a dire need for financial services that meet the needs of ordinary people, while providing a means to document the vastly undocumented economy.

mobile_market_sizing

Branchless banking agent’s network in Pakistan grew by 16% in Q2 for FY11 to FY12 reaching 22,512 agents covering the entire length and breadth of the country.

With an average size of branchless banking transaction at PKR 3,855 (USD 38.55) while the average number of daily transactions was 228,855

Bills payment and mobile phone SIM card top-ups remained the dominating activity.  53% share in total number of transactions, followed by fund transfers and deposits with share of 39% and 8% respectively.

While P2P payments remained the most popular mechanism with 74% share in the total funds transfer, mobile branchless banking is penetrating all areas of payments such as utility bills, Government-to-Person (G2P) and Person-to-Person (P2P) payments while scaling up other services relating to deposits and loans.

Core Branchless Bank Services:

  • Bill Pay
  • Money Transfer (Domestic and International)
  • Repay Loans
  • Save Money
  • Balance Inquiry
  • Mini Statement
  • Mobile Air Time TopOff
  • Branchless Banking Shop/Agent finder

Branchless Bank Operators:

bb_operators_pk

Mobile Phone Market Size:

telco_subscribers

Typical Branchless Banking Functional Architecture:

bb_func_arch_gen

Data Source: State Bank of Pakistan 2012 Branchless Banking Report, Mobile and Branchless Banking Operators, ProPakistan Blog & News Website

Posted in Entrepreneurship | Tagged , , , , | Comments Off on Branchless Banking Pakistan: Market Sizing Overview